UNLOCK THE VALUE OF EQUIPMENT YOU ALREADY OWN

DEROTTO Leasing
Jan 7
2 min read

"Do not wait to strike till the iron is hot, but make it hot by striking."

- William Butler Yeats

Happy New Year! I hope 2026 is off to a great start for you and your business. Wishing you continued success and growth in the year ahead.

Before getting into this month's newsletter, DEROTTO wants to thank everyone for the opportunity to serve the equipment financing needs of your business. DEROTTO gave away $40,300 in gas cards in 2025. To learn more about DEROTTO's gas card program click here.

Over the past couple of years, DEROTTO Leasing has expanded its lending network to help businesses stay competitive in a tightening credit environment. One trend we’re seeing more than ever is businesses needing access to cash — whether due to higher labour costs, rising material prices, payment delays, or outstanding debt.

One often-overlooked option is using the equity in equipment you already own.

Turn Your Equipment Into Cash — Without Selling It

If your business owns free-and-clear equipment, you may be able to convert that equity into working capital through a strategy called a sale-leaseback.

What is a Sale-Leaseback?

A sale-leaseback allows you to sell your equipment to a finance company and then lease it back over an agreed term (typically 2–5 years).

You keep possession and use of your equipment while accessing cash today.

Common assets include:

Free & clear equipment (not under loan or lease)
Equipment with significant equity (pay out existing lender)
In some cases, residential or commercial property

Why Business Owners Use Sale-Leasebacks?

A sale-leaseback can help you:

Improve cash flow during slow-paying contracts (60–90+ day terms)
Consolidate debt into one manageable payment
Increase tax-deductible expenses (converting non-deductible debt into deductible debt).
Access capital when traditional financing is limited.
Fund expansion, payroll, or growth opportunities.
Pay off CRA debt.
Retain full use of your equipment.

In today’s credit environment, many businesses don’t realize this option exists — but it can be a powerful tool when used correctly.

If this sounds like something worth exploring, DEROTTO Leasing works with lenders that specialize in sale-leaseback financing and can walk you through whether it makes sense for your situation.

Feel free to reply to this email or reach out anytime to discuss your options.