LEARNING CENTRE

There are a lot of things in the marketplace to be concerned about these days – geopolitics, what is the Bank of Canada going to about interest rates, domestic politics, labour issues, how to best manage my accounts receivables, etc. Managing your business through these challenging times is critical. One of the best ways to help manage your business is to understand the different types of financing. This month we are going to address the difference between a line of credit

As we close out Q1 of 2026, I want to personally thank you for continuing to trust DEROTTO with your equipment financing. Your business and referrals are what drive us, and we don’t take that lightly. Important: New Lending Regulations Effective April 1, 2026 Due to a significant increase in fraud across the equipment financing industry, new compliance regulations are being introduced nationwide starting April 1. These changes are designed to protect you, your business, and t

Many businesses look to private sales when purchasing equipment but there’s more to it than just making sure the machine runs well. Most buyers focus on inspections and condition but often overlook a critical step: checking for liens or encumbrances . 👉 Don’t rely on the seller’s word. Even if the seller believes the equipment is clear, liens can still exist and if you buy it, those liens become your responsibility . A real recent example: We recently worked with a client wh

"Dogs are not our whole life, but they make our lives whole." - Roger Caras Before we dive into our February update, a quick note close to our hearts:At DEROTTO , we love dogs 🐾 Each year, we allocate a portion of every financing transaction toward a charitable donation to Paws It Forward . In 2025 , thanks to you, DEROTTO donated $4,325 to support their incredible work. Learn more about them here: https://pawsitforward.org/home/ Why Reviews Matter to Us DEROTTO now has a c

"Do not wait to strike till the iron is hot, but make it hot by striking." - William Butler Yeats Happy New Year! I hope 2026 is off to a great start for you and your business. Wishing you continued success and growth in the year ahead. Before getting into this month's newsletter, DEROTTO wants to thank everyone for the opportunity to serve the equipment financing needs of your business. DEROTTO gave away $40,300 in gas cards in 2025. To learn more about DEROTTO's gas card pr

"It's the most wonderful time of year." - Andy Williams Here at DEROTTO, December is one of our favorite months of the year – It’s a wonderful time to connect with family and friends, reflect on 2025, and prepare for the New Year. We’d like to take a moment and say "THANK YOU" for trusting us with your business’s financing needs this year. Your continued support has enabled us to grow and serve you better. We’re proud to share that DEROTTO has given away more than $37,000 in

"Do not save what is left after spending, but spend what is left after saving." - Warren Buffett How to Raise Your Credit Score As 2025 draws to a close, it’s the perfect time to focus on a topic that affects nearly every business and individual: credit scores. Over the past year, we’ve seen a noticeable decline in business credit scores, which can make all the difference when applying for leases or loans. At DEROTTO, our mission is to help clients secure the best possible r

"Trust is like the air we breathe. When it’s present, nobody really notices. When it’s absent, everybody notices." - Warren Buffett With...

"Time is more valuable than money. You can get more money, but you cannot get more time." - Jim Rohn It’s hard to believe that summer is...

"The greatest enemy of knowledge is not ignorance, it is the illusion of knowledge." - Stephen Hawking August already?! The team at...

"Change is the law of life. And those who look only to the past or present are certain to miss the future." - John F. Kennedy As we enter...

"Money is like an arm or leg - use it or lose it." - Henry Ford May was another solid month for DEROTTO. Thank you to everyone for giving...

“People don’t care how much you know until they know how much you care.” - Theodore Roosevelt April was a record-breaking month for...

"A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty." — Winston S. Churchill...

"Time is money, but quality is priceless. At DEROTTO, you don't have to choose." Most service industries say, “You can have it fast,...

"The greatest danger in times of turbulence is not the turbulence - it is to act with yesterday’s logic." - Peter Drucker It’s hard to...

"Run when you can, walk when you have to, crawl if you must; just never give up." - Dean Karnazes (marathon runner) Before we get into...

Before we get into our newsletter for December, November was a record month for DEROTTO. Thank you to everyone for their trust and...

"The day you plant the seed is not the day you eat the fruit" -Unknown October was another great month for DEROTTO – We gave away $3,850...

"If people like you, they will listen to you, but if people trust you, they will do business with you." - Zig Ziglar With Q3 of 2024 in...